Injured by a faulty floor jack

3 Things Workers' Compensation Benefits Will Cover

30 November 2015

Mia Little

Being hurt at work is less than ideal for any individual. The challenges of being unable to work coupled with extensive medical bills can be financially daunting. The key to recovering from this unfortunate situation is receiving workers' compensation. Knowing the items covered under this plan is important if you're in this situation.

Medical Bills

Are you forced to have surgery or extensive medical care because of your accident at work? If so, this can become extremely expensive, and you will want to be reimbursed by your employer for as many of these costs as possible. If you qualify for workers' compensation, you will be able to have all of your medical bills fully paid.

Rehabilitation

Some injuries may require you to take physical therapy for a certain amount of time. This type of therapy is designed to promote healing and help you gain full range of motion after a significant injury.

The cost of physical therapy if you are uninsured averages $50–$350 per session. If you require a great deal of therapy, this can get expensive, and it's ideal to receive the benefits offered by workers' compensation to assist in payment.

Disability

Severe work related injuries can prevent you from working for a long period or indefinitely. These are referred to as disabilities, and there are four categories of these listed below:

1. Temporary total disability – This is one of the least challenging disabilities that will still prevent you from working for a short amount of time. However, you will be able to resume work at some later point.
2. Temporary partial disability –  When you are unable to complete all of the duties of your job now, but can do all of these at a later date.
3. Permanent total disability – Being unable ever to do your job again is referred to like this type of disability.
4. Permanent partial disability – If you have suffered a permanent injury, but you are still able to do part of your work.

Dealing with any type of injury can be challenging and is sure to cause you a great deal of mental unrest. Being able to receive workers' compensation is ideal to help you cope during this difficult time. If you are turned down this type of reimbursement by your employer, be sure to rely on the expertise offered by a workers' compensation attorney to assist you with being able to achieve it.

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