Getting injured in a car accident that was caused by another driver is a bad situation to go through in life, but finding out the other driver did not have insurance complicates the situation even further. If you are in this situation and unsure of what to do next, you should probably visit a personal injury lawyer for help. A lawyer might be able to help you receive compensation for your injuries in a different way, and here are two options that may help you with this.
Look Into The Person's Assets
One of the first things a personal injury lawyer might suggest is finding out if the responsible party has any money or assets. As a victim of an accident, you have the right to sue this person for the damages you experienced from the accident. The problem is that without insurance, the person would have to pay for the damages out of his or her pocket. If this person doesn't have any money or assets, this would be impossible. In this case, you would have no way to recover the money for damages you suffered.
On the other hand, if an investigation of this person's finances reveals that he or she has money or assets, your lawyer may suggest pursuing a personal injury lawsuit to recover what you lost from this event.
Recover Money From Your Insurance Company
Unfortunately, if the driver did not have insurance, there is a good chance he or she probably does not have a lot of money on hand. If this is the case, there is one other option your lawyer could pursue, and this option is recovering money from your own insurance company.
If you had uninsured motorist coverage on your policy, your insurance company will be responsible for paying you for the damages you incurred. This is a good way to collect some of the money you should be receiving, but you are not likely to get all of it. Uninsured coverage is limited, and you might only be able to receive a small portion of what you are really entitled to.
Personal injury lawsuits tend to work best when the responsible party has insurance coverage, but there are other ways to recover money from accidents. If you would like to find out more about how you can recover money from your recent accident, contact a personal injury lawyer in your city.
My husband does much of our auto repair work himself. We do all that we can to save a dollar when we can, and doing the repair work saves us a small fortune each year. Unfortunately, all of the money that we have saved over the past 15 years has gone to pay the medical bills that we have accumulated during the last several months after a floor jack failed and dropped our car on top of my husband. A few days after the incident, I contacted an injury attorney. I have created a blog to help others that have been injured due to faulty products find some sort of resolution.